Investments
Return on Investment – Education Funding
Develop a three- to five-page analysis (excluding the title and reference pages) on the projected return on investment for your college education and projected future employment. This analysis will consist of two parts.
Part 1: Describe how and why you made the decision to pursue an MBA. In the description, include calculations of expenses and opportunity costs related to that decision. ( I decided to purse my MBA to further my career at work)
Part 2: Analyze your desired occupation. (Desired occupation is to be a government chief of a warehouse a GS-13 ) Determine how much compensation (return) you expect to earn and how long will it take to pay back the return on this investment. Use the financial formulas, Net Present Value (NPV), Internal Rate of Return (IRR), and Payback, provided in Chapter 6 of your text.
If you do not have any educational costs due to employee reimbursements or scholarships, you should estimate the cost of your education for your calculations.
The analysis should be comprehensive and reference specific examples from a minimum of two scholarly sources, in addition to your text. The paper must be formatted according to APA.
Carefully review the Grading Rubric (Links to an external site.)for the criteria that will be used to evaluate your assignment.
Stuck on a problem? Don’t skip that assignment – click the button to chat with a live tutor. It is free and here to help you now.
Estimated Cost of Attendance for full-time enrollment
Tuition and Fees
Books and Supplies
Room and Board
Transportation
Other Personal Expenses *
$15,400.00
$1,160.00
$6,832.00
$504.00
$27,968.00 / yr
* These costs of attendance are estimates based on low standards of living
using College Board, Living Expense Budget
Grants and Scholarships from your school
You may want to consider other sources for scholarships and grants. To search and
apply for scholarships you may be eligible for, go to:
http://www.ashford.edu/admissions/online_financial_faqs.htm#scholarships
Ashford University encourages responsible borrowing. Please refer to the Net Costs
to determine your need. Most students will borrow up to their institutional costs
(tuition, fees, books, and supplies).
* Grants and scholarships do not have to be repaid. You are required to maintain at
least half time status to maintain your eligibility for these awards.
What you will pay for college
Net Costs
(Cost of attendance minus total grants and scholarships) $27,968.00 / yr
Ashford University encourages responsible borrowing. Please refer to the Net Costs
to determine your need. Most students will borrow up to their institutional costs
(tuition, fees, books, and supplies).
* Grants and scholarships do not have to be repaid. You are required to maintain at
least half time status to maintain your eligibility for these awards.
Ashford University encourages responsible borrowing. Please refer to the Net Costs
to determine your need. Most students will borrow up to their institutional costs
(tuition, fees, books, and supplies).
* Grants and scholarships do not have to be repaid. You are required to maintain at
least half time status to maintain your eligibility for these awards.
Options to pay net costs
Ashford University encourages responsible borrowing. Please refer to the Net Costs
to determine your need. Most students will borrow up to their institutional costs
(tuition, fees, books, and supplies).
* Grants and scholarships do not have to be repaid. You are required to maintain at
least half time status to maintain your eligibility for these awards.
Work Options
Ashford University encourages responsible borrowing. Please refer to the Net Costs
to determine your need. Most students will borrow up to their institutional costs
(tuition, fees, books, and supplies).
* Grants and scholarships do not have to be repaid. You are required to maintain at
least half time status to maintain your eligibility for these awards.
Loan Options
Type/Lender Award
Year
Amount Payment
Period
Disbursement
Date
Disbursement
Status
Direct Unsubsidized Loan 2019-20 $10,142.00 1 Scheduled
Direct Unsubsidized Loan 2019-20 $10,142.00 2 Scheduled
Ashford University encourages responsible borrowing. Please refer to the Net Costs
to determine your need.
$4,072.00
Santiago, Monica I
MOSANT5670Student Number:
Student Name:
05/09/2020
Costs in the 2019-20 Academic Year
Ashford University encourages responsible borrowing. Please refer to the Net Costs
to determine your need. Most students will borrow up to their institutional costs
(tuition, fees, books, and supplies).
* Grants and scholarships do not have to be repaid. You are required to maintain at
least half time status to maintain your eligibility for these awards.
Expected Family Contribution
Expected Family Contribution (EFC)*
* As calculated using information reported on the FAFSA or to your institution.
0.00 / yr
Ashford University encourages responsible borrowing. Please refer to the Net Costs
to determine your need. Most students will borrow up to their institutional costs
(tuition, fees, books, and supplies).
* Grants and scholarships do not have to be repaid. You are required to maintain at
least half time status to maintain your eligibility for these awards.
Other Options
Ashford University encourages responsible borrowing. Please refer to the Net Costs
to determine your need. Most students will borrow up to their institutional costs
(tuition, fees, books, and supplies).
* Grants and scholarships do not have to be repaid. You are required to maintain at
least half time status to maintain your eligibility for these awards.
o Payment plan offered by the institution o Military and/or National Service benefits
o Parent or Graduate PLUS Loan o Non-Federal private education loan
o American Opportunity Tax Credit
Glossary
Cost of Attendance (COA): The total amount (not including grants and scholarships) that it will cost you to go to
school during the current school year. COA includes tuition and fees; housing and meals; and allowances for books ,
supplies, transportation, loan fees, and dependent care. It also includes miscellaneous and personal expenses, such
as an allowance for the rental or purchase of a personal computer; costs related to a disability; and reasonable costs
for eligible study-abroad programs. For students attending less than half-time, the COA includes tuition and fees; an
allowance for books, supplies, and transportation; and dependent care expenses.
Total Grants and Scholarships: Student aid funds that do not have to be repaid. Grants are often need-based,
while scholarships are usually merit-based. Occasionally you might have to pay back part or all of a grant if, for
example, you withdraw from school before finishing a semester.
Net Costs: An estimate of the actual costs that you or your family will need to pay during the current school year to
cover education expenses at a particular school. Net costs are determined by taking the institution’s cost of
attendance and subtracting your grants and scholarships.
WorkStudy: A federal student aid program that provides part-time employment while you are enrolled in school to
help pay your education expenses.
Loans: Borrowed money that must be repaid with interest. Loans from the federal government typically have a lower
interest rate than loans from private lenders. Federal loans, listed from most advantageous to least advantageous,
are called Federal Perkins Loans, Direct Subsidized Loans, Direct Unsubsidized
Loans, and Direct PLUS Loans. You can find more information about federal loans at StudentAid.gov.
Family Contribution (also referred to as Expected Family Contribution): A number used by a school to calculate
how much financial aid you are eligible to receive, if any. It’s based on the financial information you provided in your
Free Application for Federal Student Aid (FAFSA). It’s not the amount of money your family will have to pay for college,
nor is it the amount of federal student aid you will receive. The family contribution is reported to you on your Student
Aid Report, also known as the SAR.
Graduation Rate: The graduation rate after 150% of normal program completion time has elapsed. For schools that
award predominately bachelor’s (four-year) degrees, this is after six years, and for students seeking an associate’s
(two-year) degree, this is after three years. For students seeking a certificate, the length of time depends on the
certificate sought, for example, for a one-year certificate, after 18 months. These rates are only for fulltime students
enrolled for the first time.
Repayment Rate: The share of students who have repaid at least $1 of the principal balance on their federal loans
within 3 years of leaving school.
Median Borrowing: The median federal debt of undergraduate borrowers who completed. This figure includes only
federal loans; it excludes private student loans and parent PLUS loans.
Unmet Institutional Costs: This is a cost that is not covered by your current available funding. Please log in
to your Student Portal to make a payment on your account or please contact Student Accounts at ext. 27188
to review your options.
Unmet Institutional Costs: This is a cost that is not covered by your current available funding. Please log in
to your Student Portal to make a payment on your account or please contact Student Accounts at ext. 20063
to review your options.
